Homes for
Healthcare Heroes

The Touro & Lovelace Heroes Home Advantage Program is a thank-you gesture offering exclusive real estate and mortgage savings to all healthcare and dental professionals, regardless of employer or company affiliation. Benefits include a $2,000 contribution toward closing costs from REALTOR Nysha Lynn Livingston when buying or selling a home, plus waived lender fees through Frost Mortgage Lending Group (Chris Frost) — including no origination fee, no application fee, no underwriting fee, no closing fee, no processing fee, and no tax service fee. Contact Nysha to learn how to take advantage of these benefits.

The Heroes Home Advantage Program is open to ALL healthcare and dental professionals, including physicians (all specialties), dentists, dental hygienists, nurses, pharmacists, physical therapists, medical technicians, radiology technologists, physician assistants, therapists, healthcare administrators, medical assistants, EMTs, paramedics, veterinary professionals, healthcare students, faculty and staff at any institution, and retired healthcare professionals. You do not need to work at Touro, Lovelace, UNM, Presbyterian, or any specific organization to qualify. If you work in healthcare or dentistry in any capacity, you qualify for the Heroes Home Advantage Program.

Yes. Many traveling healthcare professionals buy homes while on assignment. Lenders can often work with your contract income, travel stipends, and assignment history. Nysha can connect you with lenders experienced in working with travel healthcare professionals.

Some lenders offer healthcare professional mortgage programs with reduced fees, lower rates, or flexible down payment options for W-2 healthcare employees. Military healthcare workers may also qualify for VA loans. We recommend exploring all options including down payment assistance programs available in New Mexico.

The closest neighborhoods to UNM Hospital are Nob Hill, the University area, and Huning Highland. These areas offer commutes of just minutes to the hospital.

Albuquerque's cost of living is lower than many metro areas, which means your salary goes further here. A preliminary consultation with Nysha and a trusted lender can give you a clear picture of your budget, including estimated monthly payments and available assistance programs.

Not necessarily. While a 2-year work history in the same field is helpful, gaps and job changes can often be explained. If you are a travel healthcare professional, your assignment history and contracts can typically demonstrate steady income. A mortgage professional can review your specific situation.

Touro Dental Health is located at 2425 Ridgecrest Dr SE in Albuquerque. The closest neighborhoods include Ridgecrest itself, Nob Hill, University Heights, Southeast Heights, La Mesa, and Silver Hills — all within 10 minutes of campus.

Yes. The University area, Nob Hill, and La Mesa offer starter homes, townhouses, condos, and rental properties at affordable price points. Many students choose duplexes and apartment-style living in La Mesa or Southeast Heights. Nysha can help you explore both rental and purchase options that fit a student budget.

The commute from Rio Rancho to Touro Dental Health at 2425 Ridgecrest Dr SE is approximately 25 to 40 minutes depending on traffic and your specific location in Rio Rancho. You will take either Paseo del Norte or I-40 to reach the Ridgecrest area.

Yes. Several lenders in New Mexico offer physician mortgage programs designed for medical doctors, surgeons, and anesthesiologists. These programs often feature zero down payment, no private mortgage insurance (PMI), flexible debt-to-income ratios, and favorable terms for medical professionals. Qualification typically requires a signed employment contract or recent residency completion. Contact Nysha for referrals to lenders who specialize in physician loans.

The closest neighborhoods to UNM Hospital are Nob Hill, the University area, and Huning Highland. These areas offer commutes of 5 to 10 minutes or less to the hospital. Other areas within 10 to 15 minutes include Downtown, Silver Hills, and the Ridgecrest area.

Yes. Residents and fellows can buy homes in Albuquerque, especially with physician mortgage programs that consider your future income potential. Many lenders offer special terms for medical residents and fellows, including low down payment options and no PMI. Albuquerque's affordable housing market makes it particularly accessible for medical trainees. Contact Nysha to discuss your timeline and connect with a physician-friendly lender.

For surgeons and anesthesiologists who rotate between multiple hospitals, the Northeast Heights and Uptown areas offer central access to UNM Hospital, Presbyterian Hospital, Lovelace Medical Center, and outpatient surgical centers. These areas sit near the intersection of I-25 and I-40, providing quick freeway access to every major medical facility in the metro. The Foothills area also offers convenient access to both ABQ's eastside hospitals and the medical corridor.