Qualified Buyers, Flexible Terms

These buyers are open to seller-held financing, which can make a sale possible when a home does not qualify for traditional lending or when a seller wants to defer capital gains or generate steady monthly income. The terms are negotiated directly between you and the buyer, so the structure can be customized to fit both sides. That flexibility can fill the gap where bank financing is hard to come by. For the right property, owner financing can open the door to buyers who might otherwise never be able to make an offer.

• Flexible terms negotiated directly
• Monthly income for the seller
• Opens the door to more buyers

These buyers are the classic pre-approved mortgage buyers who go through the standard financing route with banks or lenders. They follow normal timelines and contingencies, which gives sellers confidence in a well-trodden, conventional process. Because they are pre-approved and ready, the transaction proceeds along a familiar path from offer to closing. For most sellers, a traditional buyer is the most straightforward, predictable route to the closing table.

• Pre-approved and ready
• Standard mortgage contingency
• Normal closing timeline, approximately 30 to 45 days